DACCO MPC

LOANS SERVICES

TYPE OF LOANS

MULTI-PURPOSE LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

BUSINESS LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

PANGKABUHAYAN LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

APPLIANCE LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

EMERGENCY LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

IOU LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

EDUCATIONAL LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

EXPRESS LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

MICRO-LOAN FACILITY

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

CALAMITY LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

TRAVEL LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

PENSIONER LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

REM LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

CAR LOAN

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Multi-Purpose Loan (MPL)

for first time loan: can avail x1 of share capital + savings + other deposits (no need of co maker/s)
for 2nd loan and so on: can avail up to x2, x2.5 or x3 of share capital + savings + other deposits (with co maker/s)
terms: 1 to 24mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.

Multi-Purpose Loan (MPL)- under MOA

can avail up to 70% of barangay honorarium/salary.
terms: 1 to 12mons to pay
interest rate: 21% per annum (diminishing computation)
can reloan if 50% paid
250,000 and below loanable amount are subject for credit committee approval. Above 250,000 is for BOD Approval.